Boiler Finance In Essex
Why do we need boiler finance?
When your boiler breaks down its usually unforeseen. The money you planned on spending on holiday now has too be spent on a new boiler right? Wrong!
Boilers and heating systems can be supplied and installed all on low monthly repayments, companies such as Boilers 4 Essex can usually offer rates of as low as 0%apr.
How does boiler finance work?
Boiler finance is where by you pay for your new boiler monthly at affordable prices. For a company to offer finance they should be regulated by the FCA (financial conduct authority) as Boilers 4 Essex is.
Its not usually the boiler company that actually lends you the money. They will broker the finance on behalf of a lender usually a bank. The boiler company such as Boilers 4 Essex will then install the boiler once the finance has been arranged then get paid directly by the lender once the job is complete.
The customer would then make the monthly repayments back to the lender and the agreed rate.
Best boiler finance deals in Essex
You may be thinking where can I get the best deal on boiler finance? Is the answer go to one of the big companies? Or try a local company with a boiler finance facility?
Big company cons:
- massive overheads increasing the price you pay.
- You will be paying a salesman a big commission just for coming to quote.
- Workers and boiler engineers who don't really care if a good job is done or not, they get paid either way.
- Big call centres passing you about when you call about something. No one really taking responsibility.
- Generally young inexperienced engineers work for this type of company.
As you can see some pretty good reasons not to go to a big company for boiler finance.
Small company Pros:
- Time served and experienced engineers carrying out your boiler installation.
- Low overheads, meaning they can offer better prices on your finance package.
- Deal with the same people on the phone every time.
- Small companies want your business bad! They will go that extra mile to make sure you are satisfied with the work carried out. At the end of the day its their name and they want you to speak of it highly.
So there you go in my opinion you are better off going with a small company to get your new boiler installed on finance.
